Swavalamban Health Insurance Scheme for Disabled Persons

The aim is to enable and empower disabled persons (PwDs) to live independently, happily, and with all dignity, Health services and their access to disabled persons assume a very significant role.

The Tailor-Made Group of Health Insurance Scheme, known as, “Swavalamban Health Insurance Scheme”. Which provides affordable and cheap health insurance coverage to disabled persons such as blind people, people with low vision, leprosy, hearing aid, locomotor, mental retardation, and illness, etc.

Swavalamban Scheme Details:

Organization: The New India Assurance Co. Ltd.

Scheme Name: Swavalamban Health Insurance Scheme

Website Address: https://www.swavlambancard.gov.in

Age limit: 18 to 65 years

Email Address: swavalamban@newindia.co.in

Swavlamban Health Insurance Scheme

Eligibility Criteria:

Persons having any one of the above-mentioned Disabilities duly certified by the competent authority; aged between 18 years and 65 years and with a parental annual income less than Three Laks (Rs.3, 00,000/- P. A are eligible for this scheme. A person with more than one disability is not eligible for this scheme.

Salient Features of the Swavlamban Scheme:

  • Coverage to persons with disabilities between 0-65 years with an annual family income of less than Rs.3,00,000/- per annum.
  • Same premium across age bands.
  • Health insurance covers up to Rs.2,00,000 per annum as a family floater.
  • No pre-insurance medical tests.
  • Family Definition: self, spouse, and up to 2 dependent children.
  • (In case OWD is a minor, his/her parents/legal guardian can also be covered).

Document Needed:

  • Duly filled and signed proposal form.
  • Passport size photograph for each family member and copy of and Govt. ID proof i.e. Aadhar card, voter ID, driving license, etc.
  • Proposer is required to pay only 10% of the total premium of Rs.3100/- + Service Tax under the Scheme i.e. Rs.310/- + Service Tax.
  • Canceled cheque copy or bank account no. with IFSC code.
  • Disability certificate.

Swavalamban Scheme Benefits:

Service tax will be added only 10% of the premium will be collected from the Insured.

Sum Insured: Persons Covered: Plan: Premium:
Rs.2, 00, 000/- PwD, Spouse, and up to two children Swavlamban Health Insurance Scheme Rs.3,100/- P.A

Swavalamban Claim Process:

The New India Assurance Company Limited will create one network of Hospitals; the Insured persons can get cashless treatment there. If the Insured Person wants to take treatment from outside of the network, the permission of TPA is required. Such permission is not required in case of emergency hospitalizations.

Name of the TPA:Toll-Free Number:
MD India Healthcare Services (TPA) Pvt. Ltd.1800-233-1166, 1800-233-4505
Raksha TPA Pvt Ltd1800-180-1444
Vidal Health TPA1800-425-8885
Medicare TPA1800 345 3339
Medi Assist India TPA Pvt. Ltd.1800 425 9449

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