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Prerana Scheme for SC/ST Students for Higher Education



The objective of the Prerana scheme is to provide financial assistance to institutes/colleges that are willing to put extra effort to encourage and train SC/ST category students to pursue GATE, GPAT, CMAT, and GRE.

Today, there is seen a vast shortage of student teaching staff in diploma and engineering colleges. There were multiple techniques used by the government to overcome this problem.

This Prerana scheme is one of the methods used by the government so that they can successfully address this problem and help students to achieve their higher goals.

According to the scholarship program, they would help students still studying in the final year or who have passed the final year to get the post-graduation degree.

Efforts are made to see that students should get higher education and finally become qualified to teach in engineering and diploma colleges.

They also aim to provide financial support to the institutes that provide encouragement and training to the students belonging to SC/ST students for CAT, GPAT, GATE, GRE, and CMAT.

Their focus is to see that students belonging to SC/ST caste can have hassle-free training and encouragement. They wanted these students to pass exams such as CAT, GATE, CMAT, GRE, IELTS, TOEFL, and GPAT.

Prerana Scheme

Prerana Scheme Details:

Organization:All India Council for Technical Education (AICTE)
Scheme Name:Prerana Scheme for SC/ST Students for Higher Education

Eligibility Criteria:

  • The institutes or universities that are eligible for such scholarship programs and can have financial support should be approved by AICTE departments.
  • A particular institute or the university that has been approved by AICTE departments should have a minimum of ten years of existence.
  • The institute or university should have at least 50 numbers of students belonging to the SC/ST caste for 3 continuous years.
  • They should accept the guidelines given by the sub-plan of scheduled classes and tribal of the government of India.
  • Institute or the university must own a good and stable infrastructure so that they can carry out the required training and encouragement plan without any hindrance. It is not like the building or the place could be shifted every now and then. This would great turmoil in the education life of students and the scholarship programs provided by the government.


The scheme will be available for at least 2 years time period once subscribed to it. (That is for 2 years of the post-graduation period)

Fund Disbursement:

The total amount that is to be disbursed should be 100% of the total. When the award time can come by, almost all the money is to be given to the respective institute or university. According to the scheme, the total amount to be awarded will be about 10 lakhs.

Methodology and Processing: 

The process of the scheme is carried out by the committee members who are experts in their field. It is to be concluded that the expert will be responsible for assessing the proposal. The eligibility of these committee members is as follows:

  • The experts should not be less than 3 for the purpose of assessing the proposal.
  • Experts should be associate professors and above.
  • It would be better if all the members belong to the stream of concern, but even one of them will be enough.

Terms and Conditions of this Scheme:

  • Financial assistance will be provided of about 10 lakh Rupees by AICTE.
  • The above should be done in order to provide expenditure support for the invited members of the faculty to conduct sessions for the welfare of students. Per session can be amounted to ₹2000 per class. The number of fees should be paid on behalf of each student and the class can be a minimum of 2 hours in duration.
  • The institution or university should have enough space to fit in all the SC/ST students and provide them with training as per guidelines.
  • The students should be given all kinds of facilities with respect to education and training. It is to be noted that there should be the availability of enough people in the faculty that are well-educated and disciplined. They should be able to provide high-quality training to them.
  • There should be a program to get required feedback from the students about the training program and the scholarship scheme. This feedback is of acute importance since it will let everyone know about the student’s perception of the program.
  • The principal coordinator should arrange for the facility to take feedback after each program has ended. The curriculum of the course in this program should be updated by the institute or university departments on time.

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Atal Pension Yojana (APY) For Unorganised Sector [2024]




Atal Pension Yojana
Atal Pension Yojana for Unorganised Sector

The Atal Pension Yojana (APY) is a government-backed pension scheme designed for workers in the unorganized sector who lack statutory pension plans. The scheme, launched in 2015, encourages people to save for their retirement and provides financial stability in old age. It offers a guaranteed pension, tax benefits, death benefits, and an exit option, making it an attractive option for those in the informal sector.

Atal Pension Yojana Eligibility, and Benefits:

  • The Atal Pension Yojana is a pension scheme for employees in the unorganized sector who do not have statutory pension plans.
  • The scheme is open to Indian citizens between 18 and 40 years old who have a savings account and an Aadhaar card.
  • APY offers a guaranteed pension of Rs.1,000-5,000 per month from age 60, based on the contributor’s monthly payment.
  • The scheme provides death benefits, where the spouse receives the pension, and the nominee gets the corpus if both subscriber and spouse pass away.
  • There is an option for early exit after 10 years with accumulated corpus and interest.
  • APY is also available to private sector employees, and contributions can be made through automatic debit from the linked bank account.
  • Failure to contribute regularly results in penalties, ranging from Re. 1 to Rs. 10 per month, depending on the contribution amount.

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Namo Drone Didi Yojana Provides 15,000 Women-led Self Help Groups (SHGs)




Namo Drone Didi Yojana

Namo Drone Didi Yojana, launched by the Government of India, aims to empower rural women by providing them with agricultural drones and the necessary training to operate them. This initiative under the Sashakt Nari Viksit Bharat program seeks to modernize agricultural practices, increase productivity, and contribute to the new agricultural revolution in India. The scheme focuses on enhancing the financial autonomy and economic empowerment of women, especially those from lower economic groups, through the use of drone technology.

  • Objective:
  • Help rural women by giving them agricultural drones and training.
  • Update farming methods to boost productivity.
  • The Namo Drone Didi scheme provides 15,000 women-led Self Help Groups (SHGs) with agricultural drones and training to perform tasks such as crop monitoring, fertilizer spraying, and seed sowing.
  • The scheme is a collaborative effort involving the Ministry of Agriculture and Farmers Welfare, Rural Development, and the Department of Fertilizers to ensure holistic interventions and efficient implementation.
  • The selection of eligible SHGs and feasible clusters is based on criteria to maximize the impact of the scheme, with financial assistance and loans provided to the SHGs for drone purchases.
  • Lead Fertilizer Companies act as intermediaries, procuring drones and transferring ownership to the SHGs, while also promoting the use of Nano Fertilizers.
  • Drone technology is transforming the Indian agriculture sector, enabling precision agriculture, resource optimization, and improved efficiency and safety for farmers.
  • The integration of drones in agriculture represents a significant step towards a more sustainable, efficient, and data-driven agricultural future in India.
  • Prime Minister Narendra Modi has interacted with the Namo Drone Didis and distributed drones to 1,000 beneficiaries.


  • 15,000 women-led Self Help Groups (SHGs).
  • Only SHGs women from lower economic groups can participate.

Activities Covered:

  • Crop monitoring.
  • Fertilizer spraying.
  • Seed sowing.
  • Other crucial agricultural tasks

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PM-Surya Ghar: Muft Bijli Yojana 2024 – Sustainable Energy to Every Household




PM Surya Ghar Muft Bijli Yojana

In order to further sustainable development and people’s well-being the PM Surya Ghar: Muft Bijli Yojana, aims to light up 1 crore households by providing up to 300 units of free electricity every month.

The Government of India launched the PM Surya Ghar: Muft Bijli Yojana (Prime Minister’s Solar Home: Free Electricity Scheme) on February 13, 2024. The objective of this scheme is to install rooftop solar power plants in one crore (10 million) households across the country. The total financial outlay for this initiative is Rs. 75,021 crore (approximately $10.3 billion).

The PM Surya Ghar: Muft Bijli Yojana is a significant step towards the Government of India’s goal of promoting renewable energy and reducing the country’s reliance on fossil fuels. By installing rooftop solar plants in one crore households, the scheme aims to increase the adoption of clean energy and improve the energy access for millions of people across India.

The scheme is designed to provide free electricity to the beneficiary households, making it accessible and affordable for a large section of the population. The scheme would be implemented through the National Portal The subsidy/CFA under the PM Surya Ghar: Muft Bijli Yojana would be applicable to all applications submitted on the portal on or after 13-02-2024.

Objective of PM – Surya Ghar Muft Bijli Yojana:

Goal: Get 1 crore (100 million) homes to use solar power on their roofs.

Help: Provide free or low-cost electricity to 1 crore (100 million) homes, up to 300 units of electricity per month, by installing solar panels on their roofs.

Electricity Generation: The installed solar power will produce 1,000 billion units of renewable electricity. This will help reduce 720 million tons of carbon dioxide (a harmful gas) over the 25-year lifetime of the solar projects.

Building the Solar Ecosystem: Develop everything needed to make solar power work, like new laws, factories to make solar parts, a network of suppliers, and places to maintain and repair the solar systems.

Benefits: Boost the local economy, create more jobs, and make the country’s energy supply more secure.

How to Apply for PM – Surya Ghar Muft Bijli Yojana?

Online Applications may be submitted on the National Portal at

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