The Congress party in Karnataka has introduced the Gruha Lakshmi Yojana (Griha Lakshmi Yojana) to promote gender equality and economic independence for women in the state. Following their victory in the election, Karnataka recently announced the launch of the Gruha Lakshmi Scheme.
The scheme, initiated by Congress President D. K. Shivkumar on March 18, 2023, aims to provide monthly financial assistance of Rs. 2000 to the beneficiaries. This amount will help them cover their daily household expenses.
Under this scheme, which is part of the Direct Benefit Transfer (DBT) program, funds will be directly credited to the bank accounts of eligible women linked to their Aadhaar cards. This will ensure transparency in the process.
Applicants for the scheme will be approved based on their self-declaration, and their application forms will be carefully reviewed. It is expected that the number of beneficiaries will exceed two lakhs. The government will soon provide details about the application process and application form for the scheme in Karnataka.
Initially, the scheme will run for one year and may be extended in the future. This will bring significant relief to women in vulnerable sections of society. Only women who are the heads of their households will be eligible to receive the benefits.
The Griha Lakshmi Yojana is the second guaranteed scheme introduced by the Congress government. The scheme was recently approved by the cabinet and an official order has been issued by the government.
In this year’s Karnataka assembly elections, the Congress included this Gruha Lakshmi Yojana program in their manifesto. Soon the process of filling out the registration form will start, after which the beneficiary women can take advantage of it.
Objectives of the Scheme:
The scheme aims to empower housewives by offering them financial assistance, enabling them to contribute to their family’s income and enhance their overall financial situation. Additionally, it is anticipated that the scheme will help alleviate poverty by providing financial aid to households facing financial hardships and struggling to meet their basic needs. Furthermore, the scheme seeks to promote gender equality by acknowledging the valuable contributions of housewives within their families and extending financial support to them.
To be eligible for the scheme, the applicant must be a resident of Karnataka.
Women who are listed as the head of the family in Antyodaya, BPL, and APL ration cards issued by the Department of Food and Civil Supplies are eligible for this scheme.
If there are multiple women in the same family, the scheme will only be applicable to one woman.
The primary objective of the scheme is to empower women, and therefore, only one woman from each family can apply for the scheme.
To benefit from this scheme, the beneficiary’s bank account, and Aadhaar card must be linked.
The scheme is not available if the woman’s husband or the family’s owner is the one responsible for the household’s income.
The annual income of the family should not exceed Rs. 2 lakhs to qualify for the scheme.
Individuals who have a regular income or file GST returns are not eligible for this scheme.
Additionally, the applicant should not be receiving benefits from any other similar welfare schemes provided by the state or central government.
Karnataka Griha Lakshmi Scheme Start Date:
The application period for beneficiaries of this scheme will be from June 15th to July 15th. After that, the selection of beneficiaries will take place starting from July 15th. The funds will be transferred to the bank accounts of the selected beneficiaries on August 15th.
How to Apply?
Applicants have the option to apply either online through the Seva Sindhu portal or offline by submitting an application form at Karnataka One Center. Both online and direct application methods are accepted.
A: The Karnataka Gruha Laxmi Yojana is a scheme introduced by the Congress government in Karnataka. Its purpose is to provide monthly financial assistance of Rs. 2,000 to women who are the heads of their households and belong to economically disadvantaged sections.
Q: Who is eligible to apply for the scheme?
A: Women who are the heads of their households and come from economically weaker sections are eligible to apply.
Q: How to apply?
A: Eligible candidates can apply online or offline.
Q: What documents are required to apply for the scheme?
A: Aadhaar card, ration card, and bank account details.
Q: How to download the application form?
A: Interested candidates can download the application form in PDF from the official website or from Karnataka One Center.
The Atal Pension Yojana (APY) is a government-backed pension scheme designed for workers in the unorganized sector who lack statutory pension plans. The scheme, launched in 2015, encourages people to save for their retirement and provides financial stability in old age. It offers a guaranteed pension, tax benefits, death benefits, and an exit option, making it an attractive option for those in the informal sector.
Namo Drone Didi Yojana, launched by the Government of India, aims to empower rural women by providing them with agricultural drones and the necessary training to operate them. This initiative under the Sashakt Nari Viksit Bharat program seeks to modernize agricultural practices, increase productivity, and contribute to the new agricultural revolution in India. The scheme focuses on enhancing the financial autonomy and economic empowerment of women, especially those from lower economic groups, through the use of drone technology.
Objective:
Help rural women by giving them agricultural drones and training.
Update farming methods to boost productivity.
The Namo Drone Didi scheme provides 15,000 women-led Self Help Groups (SHGs) with agricultural drones and training to perform tasks such as crop monitoring, fertilizer spraying, and seed sowing.
The scheme is a collaborative effort involving the Ministry of Agriculture and Farmers Welfare, Rural Development, and the Department of Fertilizers to ensure holistic interventions and efficient implementation.
The selection of eligible SHGs and feasible clusters is based on criteria to maximize the impact of the scheme, with financial assistance and loans provided to the SHGs for drone purchases.
Lead Fertilizer Companies act as intermediaries, procuring drones and transferring ownership to the SHGs, while also promoting the use of Nano Fertilizers.
Drone technology is transforming the Indian agriculture sector, enabling precision agriculture, resource optimization, and improved efficiency and safety for farmers.
The integration of drones in agriculture represents a significant step towards a more sustainable, efficient, and data-driven agricultural future in India.
Prime Minister Narendra Modi has interacted with the Namo Drone Didis and distributed drones to 1,000 beneficiaries.
Beneficiaries:
15,000 women-led Self Help Groups (SHGs).
Only SHGs women from lower economic groups can participate.
In order to further sustainable development and people’s well-being the PM Surya Ghar: Muft Bijli Yojana, aims to light up 1 crore households by providing up to 300 units of free electricity every month.
The Government of India launched the PM Surya Ghar: Muft Bijli Yojana (Prime Minister’s Solar Home: Free Electricity Scheme) on February 13, 2024. The objective of this scheme is to install rooftop solar power plants in one crore (10 million) households across the country. The total financial outlay for this initiative is Rs. 75,021 crore (approximately $10.3 billion).
The PM Surya Ghar: Muft Bijli Yojana is a significant step towards the Government of India’s goal of promoting renewable energy and reducing the country’s reliance on fossil fuels. By installing rooftop solar plants in one crore households, the scheme aims to increase the adoption of clean energy and improve the energy access for millions of people across India.
The scheme is designed to provide free electricity to the beneficiary households, making it accessible and affordable for a large section of the population. The scheme would be implemented through the National Portal https://pmsuryaghar.gov.in. The subsidy/CFA under the PM Surya Ghar: Muft Bijli Yojana would be applicable to all applications submitted on the portal on or after 13-02-2024.
Praveen Nagar from Delhi not only efficiently utilized his rooftop but was also able to improve his lifestyle by signing up for PM – Surya Ghar: Muft Bijli Yojana. When are you going the solar way?
Goal: Get 1 crore (100 million) homes to use solar power on their roofs.
Help: Provide free or low-cost electricity to 1 crore (100 million) homes, up to 300 units of electricity per month, by installing solar panels on their roofs.
Electricity Generation: The installed solar power will produce 1,000 billion units of renewable electricity. This will help reduce 720 million tons of carbon dioxide (a harmful gas) over the 25-year lifetime of the solar projects.
Building the Solar Ecosystem: Develop everything needed to make solar power work, like new laws, factories to make solar parts, a network of suppliers, and places to maintain and repair the solar systems.
Benefits: Boost the local economy, create more jobs, and make the country’s energy supply more secure.
How to Apply for PM – Surya Ghar Muft Bijli Yojana?
