How to Open HDFC Bank Savings Account Online in 3-STEPS?

HDFC is one of the most popular and widespread banks in the country. With millions of customers across the country, it is considered to be one of the best banks in India.

There are different types of accounts you can open at HDFC bank. One of the most common types of account people go for is the savings account.

There are many benefits of having a savings account. A savings account will help you save, and deposit as well as withdraws a decent sum of money at any moment.

HDFC bank allows you to open a savings account with online verification in a few minutes. The banks have come with a lot of advanced facilities that make opening bank accounts easy without any inconvenience.

Types of Savings Accounts in HDFC:

• SavingsMax Account
• Women’s Savings Account
• Regular Savings Account
• DigiSave Youth Account
• Senior Citizen’s Account
• Kids Advantage Account

Here is how you can open a savings account at HDFC account online in a few simple steps:

Step 1 – Form Submission:

• To open a savings account online, you can visit the official website www.hdfcback.com of HDFC and begin the process via your mobile number.

• Fill in the form and submit relevant documents to open the account.

Here is the link: https://www.hdfcbank.com/personal/save/accounts/savings-accounts

Step 2 – Documents Required:

Here is a list of documents required to open a savings account at HDFC bank online:

• Identity Proof – Aadhar card, driver’s license, passport, etc.

• Address Proof – the electricity bill, driver’s license, passport, PAN card.

• Form 16, which is a certificate issued by the applicant’s employer, asserting that TDS has been deducted from your salary. This is needed here if the applicant does not have a PAN card.

• Two of the latest passport-sized photographs.

Step 3 – Online Video KYC:

Open your savings bank account with full benefits without any paperwork instantly with Video KYC.

Get yourself a savings account instantly without leaving your couch. The contactless Video KYC is quicker and easier no contact & fully digital.

After you submit the application for opening a savings account, you will receive a customer ID and username along with the account number on the registered mobile number or email ID.

You can use the same to activate your account and transfer funds right away with ease. You can also do online transactions via NetBanking by creating a password.

Moreover, HDFC offers a cardless withdrawal facility. This tech-savvy feature provides you the ability to withdraw cash from any HDFC Bank ATM without a Debit Card. All you need to do is select the cardless option at the ATM and follow the instructions.

Once your savings account is activated, you can make transactions within 48 hours of opening an account. It takes two days for your account to be completely secure yet you can start transferring funds after the account is opened without any complications.

How to Open HDFC InstaAccount?

You can also open an InstaAccount by downloading Insta account app and following similar steps. To enjoy more benefits, please visit the branch along with your KYC document.

• Click on Personal > Save > Accounts.

• Select between opening Savings or Salary Accounts.

• Under InstaAccount, click on Open Instantly.

• Verify your mobile phone number.

• Upload any one of the below-mentioned KYC documents:

• Aadhaar Card
• Passport
• Driving License
• Voter ID

Note: With the Aadhaar card’s OTP-based authentication, you get an account number and customer ID instantly. For other documents, the HDFC Bank branch team will get in touch for KYC verification.

• Select account type:

• Saving Account: Choose an account variant that fits your needs.
• Corporate Salary Account: Choose the account variant, then select the employer’s name.

• Select a branch.

• Fill up your details and upload documents.

• Fill in nominee details, complete extended KYC, and submit.

That’s all! You have successfully opened your digital account online. Get your salary credited, instantly transfer funds ad bank online effortlessly. Reset your password to activate net banking.

Note: To enjoy the many benefits of an HDFC Bank Savings/Salary account, please convert your Insta Account into a standard account, by visiting your nearest branch within one year and completing the full KYC process.