One of the most talked-about schemes in India is Ayushman Bharat Scheme also known as Pradhan Mantri Ayushman Bharat Yojana (PMJAY). It has become a game-changer in India in terms of healthcare. So we understand your curiosity to know about PM-JAY.
This scheme will cover 55 crore financially low and underprivileged families by providing cashless coverage up to Rs. 5 Lakhs per family every year. This scheme is applicable for secondary and tertiary care hospitalization.
What is Ayushman Bharat Scheme?
The Prime Minister of India has introduced Pradhan Mantri Jan Arogya Yojana, PMJAY which is also known as Ayushman Bharat Yojana. This scheme is basically introduced to help economically challenged Indians who are looking for immediate health attention.
Under this Scheme, the government will provide cover for 50 crore Indian citizens. This scheme was introduced on 23 September 2018.
However, as of September 2019, 18,059 hospitals have been registered with it and over 40 lakh beneficiaries have taken treatment. Also, more than 10 crore e-cards have been already issued.
• The largest health insurance/assurance program in the world, PM-JAY, is entirely funded by the government.
• For secondary and tertiary care hospitalization in both public and private impaneled hospitals in India, it offers a cover of Rs. 5 lakhs per family per year.
• These benefits are available to around 10 crore poor and vulnerable families.
• At the point of service, which is the hospital, PM-JAY offers the beneficiary cashless access to healthcare services.
• Up to 3 days of pre-hospitalization and 15 days of post-hospitalization costs, including medical tests and medications, are covered in Ayushman’s scheme.
• There are no limitations on the number of children, age, or gender.
• All pre-existing conditions are covered from the first day
• The scheme’s benefits are transferable throughout the nation; a recipient may visit any public or private hospital in India that has been accredited to receive cashless care.
• Approximately 1,393 procedures are included in the services, which comprise all treatment-related expenses such as medications, equipment, diagnostic services, physician fees, accommodation and board, surgical fees, OT and ICU fees, etc.
• Healthcare services provided by public hospitals are paid for on par with those provided by private hospitals.
Benefit Cover Under PM-JAY:
Each qualified household receives a cashless coverage of up to Rs.5,00,000 annually through the PM-JAY scheme. The following costs related to the treatment are all covered by the scheme’s insurance.
Benefits are available on a family floater basis, allowing any number of family members to make use of them. There is no upper limit on the number of family members or their ages because of the way PM-JAY has been structured.
Moreover, pre-existing conditions are covered right away. This means that starting the day they participate in the program, any eligible person who has ever had a medical condition that was not previously covered by PM-JAY will be able to receive treatment for all of those ailments as well.
How to Apply for the Ayushman Bharat Scheme?
Are you looking forward to applying for PMJAY? So follow these steps to know how to apply Ayushman Bharat Scheme.
Log on to the official website and go to the home page
Enter your mobile number that is linked to your Aadhaar card
Enter the available captcha and click on generate OTP
You will receive an OTP to your mobile number.
If you enter the correct OTP, you will be verified by the website.
Follow the instructions and give the required details.
After entering the details, you can check your eligibility to apply Ayushman Bharat Scheme.
Who are eligible to apply for Ayushman Scheme?
As per the Ayushman Bharat Yojana scheme, economically backward families can apply for this scheme. However, there are certain eligibility criteria you should meet. The eligibility for this scheme is segregated into Rural and Urban Areas. Check out the list below.
Once you check your eligibility and register under Ayushman Bharat Scheme, you don’t need to enroll anywhere. You can directly go to the impaneled hospitals with your identification proof and get treatment for yourself.
The Atal Pension Yojana (APY) is a government-backed pension scheme designed for workers in the unorganized sector who lack statutory pension plans. The scheme, launched in 2015, encourages people to save for their retirement and provides financial stability in old age. It offers a guaranteed pension, tax benefits, death benefits, and an exit option, making it an attractive option for those in the informal sector.
Namo Drone Didi Yojana, launched by the Government of India, aims to empower rural women by providing them with agricultural drones and the necessary training to operate them. This initiative under the Sashakt Nari Viksit Bharat program seeks to modernize agricultural practices, increase productivity, and contribute to the new agricultural revolution in India. The scheme focuses on enhancing the financial autonomy and economic empowerment of women, especially those from lower economic groups, through the use of drone technology.
Objective:
Help rural women by giving them agricultural drones and training.
Update farming methods to boost productivity.
The Namo Drone Didi scheme provides 15,000 women-led Self Help Groups (SHGs) with agricultural drones and training to perform tasks such as crop monitoring, fertilizer spraying, and seed sowing.
The scheme is a collaborative effort involving the Ministry of Agriculture and Farmers Welfare, Rural Development, and the Department of Fertilizers to ensure holistic interventions and efficient implementation.
The selection of eligible SHGs and feasible clusters is based on criteria to maximize the impact of the scheme, with financial assistance and loans provided to the SHGs for drone purchases.
Lead Fertilizer Companies act as intermediaries, procuring drones and transferring ownership to the SHGs, while also promoting the use of Nano Fertilizers.
Drone technology is transforming the Indian agriculture sector, enabling precision agriculture, resource optimization, and improved efficiency and safety for farmers.
The integration of drones in agriculture represents a significant step towards a more sustainable, efficient, and data-driven agricultural future in India.
Prime Minister Narendra Modi has interacted with the Namo Drone Didis and distributed drones to 1,000 beneficiaries.
Beneficiaries:
15,000 women-led Self Help Groups (SHGs).
Only SHGs women from lower economic groups can participate.
In order to further sustainable development and people’s well-being the PM Surya Ghar: Muft Bijli Yojana, aims to light up 1 crore households by providing up to 300 units of free electricity every month.
The Government of India launched the PM Surya Ghar: Muft Bijli Yojana (Prime Minister’s Solar Home: Free Electricity Scheme) on February 13, 2024. The objective of this scheme is to install rooftop solar power plants in one crore (10 million) households across the country. The total financial outlay for this initiative is Rs. 75,021 crore (approximately $10.3 billion).
The PM Surya Ghar: Muft Bijli Yojana is a significant step towards the Government of India’s goal of promoting renewable energy and reducing the country’s reliance on fossil fuels. By installing rooftop solar plants in one crore households, the scheme aims to increase the adoption of clean energy and improve the energy access for millions of people across India.
The scheme is designed to provide free electricity to the beneficiary households, making it accessible and affordable for a large section of the population. The scheme would be implemented through the National Portal https://pmsuryaghar.gov.in. The subsidy/CFA under the PM Surya Ghar: Muft Bijli Yojana would be applicable to all applications submitted on the portal on or after 13-02-2024.
Praveen Nagar from Delhi not only efficiently utilized his rooftop but was also able to improve his lifestyle by signing up for PM – Surya Ghar: Muft Bijli Yojana. When are you going the solar way?
Goal: Get 1 crore (100 million) homes to use solar power on their roofs.
Help: Provide free or low-cost electricity to 1 crore (100 million) homes, up to 300 units of electricity per month, by installing solar panels on their roofs.
Electricity Generation: The installed solar power will produce 1,000 billion units of renewable electricity. This will help reduce 720 million tons of carbon dioxide (a harmful gas) over the 25-year lifetime of the solar projects.
Building the Solar Ecosystem: Develop everything needed to make solar power work, like new laws, factories to make solar parts, a network of suppliers, and places to maintain and repair the solar systems.
Benefits: Boost the local economy, create more jobs, and make the country’s energy supply more secure.
How to Apply for PM – Surya Ghar Muft Bijli Yojana?
