Google Adsense Payment Not Received in My Bank Account

If you are a blogger like me or a YouTuber and did not receive Adsense Payment in your bank account no matter which you are using (SBI, HDFC, Union Bank of India, ICICI, Kotak, Axis, India, Bank, etc) then this post is for you.

Even though we all got the email on the 21st of every month from the Google Adsense team but still sometimes may not get the money in our account.

Like many of you, I have gone to ask Bank regarding the payment but all they say is “They Don’t Know Anything” & “Ask Google” there might be a problem from their side.

As it is mentioned on Adsense Support Page if you did not receive payment after 15 business days then contact the AdSense Support Team they can help.

So I have then contacted to Google Adsense support team regarding the payment and requested a SWIFT/UTR code to trace the wire transfer payment.

For this, we have to fill out the form by visiting the link given below.

Support Form

Adsense Swift Form

Enter your publisher ID, payment date, payment number (you can find the payment number in your Google AdSense account in the payment option), and payment amount.

Once you submit the form you will receive an email saying “We have received your request and our team will be responding to you as soon as possible. Typically, this will be within 48 office hours”.

Here am attaching my email screenshot:

Adsense Support Email

Since I have submitted the form on Sunday 14th February 2021 I have received an email on Tuesday 16 February 2021 saying.

“We have opened an investigation with our bank in order to trace this payment and we will keep you updated every 2-3 business days.

However, please remember that it may take up to 10-14 business days for the bank to respond.

In order to speed up the process, you may also contact your bank to trace it from their end”.

Here is the email screenshot:

Adsense Support

Then finally the next day on 17th February 2021 I received the email that includes the Swift (UTR) code to track my Adsense payment.

Here is the email screenshot:

Adsense Support Email

So the very next day I take the printout of the email and went to the bank. I talk to the General Manager and gave the Swift (UTR) code She then checked and called the head office to enquire.

A few minutes later She said that the payment was on hold from the bank side due to some unknown reason.

She then asked me to wait as the money will be transferred to my account in 2 to 3 working days.

After 3 days I got the money.

If any of you did not receive the amount comment to us and we will guide you and help you track the payment.


All you have to do is:

  • Contact Adsense support to request Swift /UTR code through the form.
  • Once you received the email with the Swift /UTR code.
  • Then take a printout and go to the bank (SBI, ICICI, HDFC, Union Bank, Kotak, Axis, etc.)
  • Talk to them and give them the Swift code to track the payment.

21 Responses to “Google Adsense Payment Not Received in My Bank Account

  • Abdullah
    4 months ago

    Hi Neelam Patel,

    I dont have recived my payments from last 3 months got invoices all time payment is near to 1000$ But when ever i go to support or fill swiftform all time after putting the details i get that something went wrong please help me out i am very worried

  • Muhammad Ibrahim
    4 months ago

    Hello sir

    I provide my swift/utr code to my bank and they sens email remittance department but reply transaction record not found what I do please help me

    • Neelam Patel
      4 months ago

      Hello Ibrahim,
      You can talk to the Bank Manager or go to the main head office show the printout of swift/utr code am sure they will help you!


  • bahman potter
    5 months ago

    i have same probilm google send my an email say”We consulted our bank and confirmed that the payment was processed successfully from their side. They have shared the SWIFT message below (some banks may refer to this as UTR code), which you can provide to your bank to assist in locating the payment. The SWIFT (UTR) message contains all information that your bank needs to be able to find the payment, including the date when the payment was received by your bank.

    Kindly find the SWIFT (UTR) message details for your payment below:” and send same code SWIFT
    my bank say it is not our task.. … what i do?

    • Neelam Patel
      5 months ago

      Hello Bahman, we have the same personal experience just like yours when the Bank says its not our task.
      The first thing you have to do is take a print of the SWIFT (UTR).
      And go to the bank (General Manager / Manager) and pressurize them for not finding your payment.
      Am sure this will help.

  • Hi … I didn’t receive the payment email still now…. Even though I have reached the threshold amount but still now not received the mail… What to do

    • Neelam Patel
      8 months ago

      Hello Naresh, sometimes you won’t get an email but you will receive the payment. Just wait for 2 more days then contact Adsense team.

  • Gaurav Popat
    8 months ago

    Hello Neelam,

    My recent payment was issued on 21st june 2022 today is 24th july 2022 almost a month passed but till now I didn’t received my payment.

    I didn’t changed any thing in my bank account details and before this I have already received 3 payments so my bank details are correct.

    I have also filled the for to get Swift Copy around 5 to 6 times but till now I neighter received the Swift Copy of the transaction of my payment nor I received my payment. Yesterday I visited bank and ask about this payment, they told they can’t Track any payment without swift copy.

    So I need SWIFT Copy but Adsense is not replying and bank can’t do anything. If you have any Idea to solve this issue please tell me. I am very frustrated because My second payment was also issued on 21st july and after 3 days passed I didn’t get that also.

    • Neelam Patel
      8 months ago

      Hello Gaurav, yes the bank can’t do anything without Swift Code. The other thing can do is get the Payment Receipt and show it to the bank to see whether they can help. To get the Payment Receipt, Go to Adsense > Payments > then click on this month’s Payment link.

  • Ajay Kumar Kandlakoyya
    8 months ago

    Swift copy mail not coming

    • Neelam Patel
      8 months ago

      Hello Ajay Kumar, kindly ask again they will surely help you with Swift copy email.

  • Hi, I have already given the swift code to my bank but still they are unable to help me out. What should I do, please help me out.

    • Neelam Patel
      10 months ago

      Hello Susan, kindly tell us what exactly they are saying so, that we can try to help you.

      Thank You

  • Hello
    Should I take the printout of the email which includes the swift UTR details ??
    Because I have copy pasted the details and sent it to bank then they said its not readable …
    So please reply !!!

    • Neelam Patel
      1 year ago

      Hello Sai,

      You should take a print of the email which contains the SWIFT (UTR) code and give it to your bank for further assistance.

      • Sir I received email today your payment as been sent to your bank if you not receive in 5 days contact branch
        Everywhere I m seeing adsense payment date every month 21
        But i received mail Today 05/07/2022
        So when can I expect my payment in bank in 5 working days or after 21 of this month

        • Neelam Patel
          9 months ago

          Hello Rahul, mostly you might receive the amount this week otherwise after 20 of this month. You can check your payment status in your AdSense account Payment > Payment Info. Here you can check your last payment issued date.

  • Jazuli
    1 year ago

    I follow the process in adsense support team but whenever I answer the question on the troubleshooter and click on the form, it takes me to admob and I’m using adsense. I count the days and it is more than 15 business days, I excluded weekends in my counting but still there is no solution.

  • Daniel Mazza
    2 years ago

    This “Support Form” link doesn’t work anymore, I’m talking to them via email for almost a month asking for the SWIFT code or UTR number and they keep sending me this link, but whenever I click on it, it goes to the FAQ page, I’m so desperate.

    • Mayur Sadar
      1 year ago


      Do you recieved your payment after all the emails and that swift code stuff

  • How much money does Union Bank of India deduct from Adsense payments? Can you shed some light on this matter?

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